Contents
The ABCs of Debt: A Case Study Approach to Debtor/Creditor Relations and Bankruptcy Law
Chapter One: Introduction to Debtor/Creditor Law and the Case Study Approach 1
PART A: The Creation of Debt 13
Chapter Two: How Debt Is Created 15
Chapter Three: Loans, Credit Arrangements, and Credit Reporting Practices 29
Chapter Four: Sureties, Guarantors, and Mortgages in Real Property 59
Chapter Five: Security Interests in Personal Property 83
Chapter Six: Nonconsensual Liens (Statutory and Equitable Liens) 103
PART B: The Collection of Debt 125
Chapter Seven: Prelitigation Efforts to Collect Delinquent Debt 127
Chapter Eight: Reducing a Debt or Claim to Final Judgment—Part 1 143
Chapter Nine: Reducing a Debt or Claim to Final Judgment—Part 2 163
Chapter Ten: Executing on a Final Judgment—Part 1 181
Chapter Eleven: Executing on a Final Judgment—Part 2 199
PART C: The Discharge or Reorganization of Debt in Bankruptcy 215
Chapter Twelve: Introduction to Bankruptcy 217
Chapter Thirteen: The Chapter 7 Case: The Means Test and Other Qualifications to File 243
Chapter Fourteen: The Chapter 7 Case: The Petition, Supporting Schedules, and Statements 265
Chapter Fifteen: The Chapter 7 Case: From the Order for Relief to the First Meeting of Creditors 287
Chapter Sixteen: The Chapter 7 Case: Creditor Claims and Property of the Estate 305
Chapter Seventeen: The Chapter 7 Case: Liquidation, Distribution, Reaffirmation or Redemption, and Final Discharge 327
Chapter Eighteen: The Chapter 13 Case: Reorganization for
an Individual with Regular Income—Filing the Case 349
Chapter Nineteen: The Chapter 13 Case: Determining the Applicable Commitment Period and Debtor’s Disposable Income 359
Chapter Twenty: The Chapter 13 Case: Treatment of Secured and Unsecured Claims in the Plan 375 ix
Chapter Twenty-One: The Chapter 13 Case: Plan Confirmation, Modification, Discharge, and Comparisons with Chapter 12 397
Chapter Twenty-Two: The Chapter 11 Business Reorganization: Filing the Case 409
Chapter Twenty-Three: The Chapter 11 Case: Operating the Business Prior to Plan Approval 423
Chapter Twenty-Four: The Chapter 11 Case: The Plan of Reorganization 441
Appendix A: In Re Marta Rinaldi Carlson Chapter 7
Bankruptcy 459
Appendix B: In Re Roger H. and Susan J. Matthews
Chapter 13 Bankruptcy 465
Appendix C: In Re Banowsky Brothers Furniture, Inc.
Chapter 11 Bankruptcy 469
Index



